Aditya Birla Sun Life Bal Bhavishya Yojna Datagrid
Category Children Fund
BMSMONEY Rank 4
Rating
Growth Option 04-12-2025
NAV ₹20.47(R) -0.39% ₹22.91(D) -0.39%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.23% 13.15% 12.2% -% -%
Direct 4.52% 14.76% 13.94% -% -%
Nifty 500 TRI 3.82% 15.22% 17.88% 15.87% 14.96%
SIP (XIRR) Regular 13.55% 12.8% 11.21% -% -%
Direct 14.94% 14.36% 12.83% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.6 0.29 0.48 -1.74% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.85% -18.4% -18.72% 0.95 9.57%
Fund AUM As on: 30/06/2025 1081 Cr
Top Children Fund
Fund Name Rank Rating
SBI Magnum Children's Benefit Fund - Investment Plan 1
Icici Prudential Child Care Fund (Gift Plan) 2
Hdfc Children'S Gift Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW 17.93
-0.0700
-0.3900%
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Direct - IDCW 20.06
-0.0700
-0.3500%
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA REGULAR GROWTH 20.47
-0.0800
-0.3900%
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH 22.91
-0.0900
-0.3900%

Review Date: 04-12-2025

Beginning of Analysis

In the Children's Fund category, Aditya Birla Sun Life Bal Bhavishya Yojna is the 6th ranked fund. The category has total 10 funds. The Aditya Birla Sun Life Bal Bhavishya Yojna has shown an average past performence in Children's Fund. The fund has a Jensen Alpha of -1.74% which is lower than the category average of 1.54%, reflecting poor performance. The fund has a Sharpe Ratio of 0.6 which is lower than the category average of 0.76.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Children's Mutual Funds

Aditya Birla Sun Life Bal Bhavishya Yojna Return Analysis

The Aditya Birla Sun Life Bal Bhavishya Yojna has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Children's Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Children's Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -0.13%, 4.56 and 5.97 in last one, three and six months respectively. In the same period the category average return was -0.16%, 2.61% and 3.9% respectively.
  • Aditya Birla Sun Life Bal Bhavishya Yojna has given a return of 4.52% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 0.7% more return than the benchmark return.
  • The fund has given a return of 14.76% in last three years and rank 4th out of ten funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 0.46% less return than the benchmark return.
  • Aditya Birla Sun Life Bal Bhavishya Yojna has given a return of 13.94% in last five years and category average returns is 15.98% in same period. The fund ranked 6th out of ten funds in the category. In the same period the Nifty 500 TRI return was 17.88%. The fund has given 3.94% less return than the benchmark return.
  • The fund has given a SIP return of 14.94% in last one year whereas category average SIP return is 9.73%. The fund one year return rank in the category is 2nd in 11 funds
  • The fund has SIP return of 14.36% in last three years and ranks 3rd in 10 funds. SBI Magnum Children's Benefit Fund - Investment Plan has given the highest SIP return (23.32%) in the category in last three years.
  • The fund has SIP return of 12.83% in last five years whereas category average SIP return is 12.78%.

Aditya Birla Sun Life Bal Bhavishya Yojna Risk Analysis

  • The fund has a standard deviation of 12.85 and semi deviation of 9.57. The category average standard deviation is 10.51 and semi deviation is 7.69.
  • The fund has a Value at Risk (VaR) of -18.4 and a maximum drawdown of -18.72. The category average VaR is -12.4 and the maximum drawdown is -13.36. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Children's Fund Category
  • Good Performance in Children's Fund Category
  • Poor Performance in Children's Fund Category
  • Very Poor Performance in Children's Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.20 0.33
    -0.21
    		-1.17 | 0.73 6 | 11 Good
    3M Return % 4.28 4.18
    2.42
    		0.90 | 5.34 2 | 11 Very Good
    6M Return % 5.30 4.72
    3.49
    		-0.17 | 11.67 2 | 11 Very Good
    1Y Return % 3.23 3.82
    2.21
    		-5.53 | 9.55 4 | 11 Good
    3Y Return % 13.15 15.22
    13.12
    		9.14 | 22.52 4 | 10 Good
    5Y Return % 12.20 17.88
    14.97
    		9.84 | 31.49 7 | 10 Average
    1Y SIP Return % 13.55
    8.86
    		3.53 | 18.77 2 | 11 Very Good
    3Y SIP Return % 12.80
    12.02
    		8.21 | 21.95 3 | 10 Very Good
    5Y SIP Return % 11.21
    11.82
    		8.13 | 22.67 4 | 10 Good
    Standard Deviation 12.85
    10.51
    		4.44 | 13.02 8 | 10 Average
    Semi Deviation 9.57
    7.69
    		3.26 | 10.23 9 | 10 Average
    Max Drawdown % -18.72
    -13.37
    		-18.72 | -3.63 10 | 10 Poor
    VaR 1 Y % -18.40
    -12.40
    		-18.40 | -3.81 10 | 10 Poor
    Average Drawdown % -10.46
    -5.40
    		-10.46 | -1.25 10 | 10 Poor
    Sharpe Ratio 0.60
    0.76
    		0.37 | 1.42 6 | 10 Good
    Sterling Ratio 0.48
    0.61
    		0.39 | 0.99 6 | 10 Good
    Sortino Ratio 0.29
    0.38
    		0.17 | 0.76 6 | 10 Good
    Jensen Alpha % -1.74
    1.54
    		-4.10 | 10.81 7 | 10 Average
    Treynor Ratio 0.08
    0.12
    		0.05 | 0.24 6 | 10 Good
    Modigliani Square Measure % 14.23
    18.53
    		10.86 | 35.78 6 | 10 Good
    Alpha % -2.39
    -1.89
    		-6.59 | 7.92 6 | 10 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.13 0.33 -0.16 -1.14 | 0.80 6 | 11 Good
    3M Return % 4.56 4.18 2.61 1.09 | 5.60 2 | 11 Very Good
    6M Return % 5.97 4.72 3.90 0.09 | 12.23 2 | 11 Very Good
    1Y Return % 4.52 3.82 3.05 -4.78 | 10.68 3 | 11 Very Good
    3Y Return % 14.76 15.22 14.07 9.36 | 23.93 4 | 10 Good
    5Y Return % 13.94 17.88 15.98 10.07 | 33.17 6 | 10 Good
    1Y SIP Return % 14.94 9.73 4.36 | 19.96 2 | 11 Very Good
    3Y SIP Return % 14.36 12.96 8.91 | 23.32 3 | 10 Very Good
    5Y SIP Return % 12.83 12.78 8.35 | 24.16 4 | 10 Good
    Standard Deviation 12.85 10.51 4.44 | 13.02 8 | 10 Average
    Semi Deviation 9.57 7.69 3.26 | 10.23 9 | 10 Average
    Max Drawdown % -18.72 -13.37 -18.72 | -3.63 10 | 10 Poor
    VaR 1 Y % -18.40 -12.40 -18.40 | -3.81 10 | 10 Poor
    Average Drawdown % -10.46 -5.40 -10.46 | -1.25 10 | 10 Poor
    Sharpe Ratio 0.60 0.76 0.37 | 1.42 6 | 10 Good
    Sterling Ratio 0.48 0.61 0.39 | 0.99 6 | 10 Good
    Sortino Ratio 0.29 0.38 0.17 | 0.76 6 | 10 Good
    Jensen Alpha % -1.74 1.54 -4.10 | 10.81 7 | 10 Average
    Treynor Ratio 0.08 0.12 0.05 | 0.24 6 | 10 Good
    Modigliani Square Measure % 14.23 18.53 10.86 | 35.78 6 | 10 Good
    Alpha % -2.39 -1.89 -6.59 | 7.92 6 | 10 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Bal Bhavishya Yojna NAV Regular Growth Aditya Birla Sun Life Bal Bhavishya Yojna NAV Direct Growth
    04-12-2025 20.47 22.91
    03-12-2025 20.45 22.89
    02-12-2025 20.55 23.0
    01-12-2025 20.64 23.1
    28-11-2025 20.66 23.12
    27-11-2025 20.67 23.13
    26-11-2025 20.64 23.1
    25-11-2025 20.38 22.81
    24-11-2025 20.34 22.76
    21-11-2025 20.41 22.84
    20-11-2025 20.57 23.02
    19-11-2025 20.57 23.02
    18-11-2025 20.54 22.98
    17-11-2025 20.63 23.08
    14-11-2025 20.53 22.96
    13-11-2025 20.52 22.95
    12-11-2025 20.49 22.92
    11-11-2025 20.38 22.8
    10-11-2025 20.31 22.72
    07-11-2025 20.28 22.68
    06-11-2025 20.28 22.69
    04-11-2025 20.51 22.94

    Fund Launch Date: 22/Jan/2019
    Fund Category: Children Fund
    Investment Objective: The investment objective of the Wealth Plan is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.
    Fund Description: An open ended fund for investment for children having a lock-in for at least 5 years or till the childattains age of majority (whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.